Podcast Series Archive
Click on an episode below to listen now.
Series 3: Two Minutes to a Better RSP
- Episode #22 - Two Minutes to a Better RSP: How Does Your RSP Compare With Those of Other Canadians?
This episode, the last in our special RSP series, looks at the retirement-planning behaviour of Canadians. Ever wondered how much money the average Canadian contributes annually? What the value of their investments are? Or what most of us invest in?...
- Episode #21 - Two Minutes to a Better RSP: Converting Your RSP When it Matures
Deciding how you're going to convert your RSP when it matures can be just as important as deciding how you're going to contribute to it. There are several options available to you when converting your RSP at age 69. This episode speaks to three optio...
- Episode #20 - Two Minutes to a Better RSP: The Benefits of Spousal RSPs
This episode deals with benefits of splitting your income via a spousal RSP. Since one large income is taxed at a higher rate than two smaller incomes of the same total value, spousal RSPs can be an effective way to reduce your overall taxes. Tune in...
- Episode #19 - Two Minutes to a Better RSP: The Benefits of Managing Your Own Investments
Many Canadians turn to online investing because it offers them greater control. Listen in as John Ballard of ScotiaMcLeod describes how self-managed investors enjoy the convenience and cost savings inherent in online investing.
- Episode #18 - Two Minutes to a Better RSP: Doing It Right Yourself with Research and Tools
With the wealth of investment information available online, Canadians have never been better equipped to manage their own investment portfolios. In this episode, guest John Ballard simplifies the various research materials and tools available to the...
- Episode #17 - Two Minutes to a Better RSP: Do-It-Yourself Portfolio Building 101
To successfully manage a self-directed RSP investment portfolio, you should carefully consider the balance of your holdings, your time horizon and your comfort level in terms of risk versus security. This episode features John Ballard offering helpfu...
- Episode #16 - Two Minutes to a Better RSP: Should Your Manage Your Own RSP Investments?
With all the information available online and in financial publications, it is easier than ever to acquire the knowledge you need to be a smart investor and manage your portfolio yourself. But before you make the decision to go down the self-directed...
- Episode #15 - Two Minutes to a Better RSP: Pay Into Your RSP or Pay Down Your Mortgage
Many Canadians are tempted to pay down their mortgage instead of contributing to their RSP. While this might sound like a sensible approach, you should take your entire investment portfolio into consideration. What if you could get the best of both w...
- Episode #14 - Two Minutes to a Better RSP: Long-Term Vision
Market fluctuations are a part of life. Oftentimes, investors move their investment holdings when they experience market volatility. This episode explains how a well-balanced portfolio is a long-term strategy that helps weather potentially stormy mar...
- Episode #13 - Two Minutes to a Better RSP: The Benefits of Consolidating
Investment portfolios aren't built overnight. They develop over time, which is why they are sometimes scattered. While it seems natural to accumulate investments under different accounts, there are benefits to consolidating your RSP holdings. Liste...
- Episode #12 - Two Minutes to a Better RSP: Two Minutes to a Better RSP: Going Global
Diversification isn't just about mixing asset classes; geography is also important. Investing in different global markets is another effective way of reducing risk and maximizing returns. Why invest outside of Canada? What sectors are more available...
- Episode #11 - Two Minutes to a Better RSP: Diversification is the Name of the Game
The old adage, "don't put all your eggs in one basket" makes an appearance in this episode of The Money Clip. Listen and learn how diversification can protect your investments and maximize your returns. Learn about the varied asset classes you can in...
- Episode #10 - Two Minutes to a Better RSP: Borrowing to Invest
How do you know if it's a good idea to borrow in order to contribute to your RSP? This episode explores some of the scenarios that can help you understand if borrowing is right for you.
- Episode #9 - Two Minutes to a Better RSP: How Much is Enough?
So you've been contributing to your RSP for years now and are beginning to wonder if you have enough saved. How much is enough? That's a complex and highly personal question, one that requires you to ask yourself a few things. This episode explores s...
- Episode #8 - Two Minutes to a Better RSP: Making Regular Contributions
While it may seem obvious that making regular contributions to your RSP is the best way to build up your savings, people often don't realize how easy it is. Make saving simple with this tip about how regular contributions can go a long way.
- Episode #7 - Two Minutes to a Better RSP: Why Do I Need an RSP?
The RSP deadline is fast approaching. There's no better time to brush up on your RSP knowledge. This series features quick, insightful and useful tips intended to help you make the most of your retirement savings plan. So, let's start at the begi...
